Reasons someone would hire Williams, Maxheimer & Associates, LLCThousands of people in Georgia buy, sell or refinance their home every month. Many of these transactions include a simple line item for an appraisal. Practically all lenders still call in a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation methods that may appear to be more prudent than an appraisal. But is obtaining a mortgage the only reason you should get an appraisal? Are there other cases when the services of a certified, independent real estate professional might be helpful? You bet there are.
Appeal your tax assessment in Chatham CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Williams, Maxheimer & Associates, LLC is your best evidence when building your case. At Williams, Maxheimer & Associates, LLC,we can assist you in disputing your tax assessment.
Let Williams, Maxheimer & Associates, LLC help you lower your mortgage paymentWhen the amount being loaned to the home buyer is more than 80% of the actual value of the property, many lenders ask homeowners to take out an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, Williams, Maxheimer & Associates, LLC can produce a statement regarding the value of your home. The cost of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.
An appraisal from Williams, Maxheimer & Associates, LLC will help you settle a divorce with less stressA divorce is a particularly traumatic experience for the parties involved, and it is often more complicated by the difficult decision of who gets the home. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from Williams, Maxheimer & Associates, LLC, regardless of the situation.
If the parties wish to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Fair and accurate estate liquidation with help from Williams, Maxheimer & Associates, LLCSettling an estateThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.
Most Americans don't have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Let Williams, Maxheimer & Associates, LLC help you with relocating to or from Chatham CountyWe are aware of the stress associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide input on the positive features of their property, as well as information regarding any current sales or listings in their area that they want considered.
Sell your home quickly at the right priceA professional appraisal will help you make a better educated decision regarding your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to perform the appraisal report and and aren't related to the sales price.
We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.